Prudent Financial – Page 2 – Let Us Help You Control Your Debt

We provide a consultative and tailored approach to help people burdened with debt by providing financial solutions that are prudent and aligned with their financial goals. Our goal is to build a comprehensive road map that provides education, services, and a clear path to financial independence.

1.045

Trillion


Total Credit Card

Debt in the U.S.

(December 2018)

$8,187

AVG. Debt


Average Credit Card Debt

per U.S. Household

(December 2018)

1.569

TRILLION


Total Student Loan

Debt in the U.S.

(Q4 2018)

$28,400

AVG. Debt


Average Student Loan

Debt per Student

What We Offer


Debt Consolidation

Many Americans have become overwhelmed with debt. Monthly statements from student loans, mortgages, car payments, and credit cards fill the mailboxes of millions of consumers everyday.

HELOCs

HELOC (Home Equity Line of Credit) or simply “home equity credit line," allows consumers to access the equity in their homes.


Cash Out Refinance

For many consumers, a Cash Out Refinance Loan can be used as an option to pay off credit card debt. The process involves replacing your current home loan with a new one.

401k Loans

A 401k loan can be a viable option to pay off high interest credit card debt, as most 401k plans offer a loan option.

Calculators

Blog

June 27, 2019

Average U.S. Credit Card Debt in 2019

Credit card balances are at all-time highs. Rate increases by the Federal Reserve will mean consumers pay billions more in interest charges. We’ve updated our statistics […]
June 27, 2019

A growing number of Americans have more credit-card debt than savings

More Americans are looking at their credit card bill and getting stressed by what they see. The economy may be better, and unemployment may be lower. […]
June 27, 2019

U.S. Credit-Card Debt Reaches Record Level

U.S. borrowers owed more than $1 trillion in credit-card debt for the first time at the beginning of 2018, and came close to breaking the record […]

Testimonials

I was burdened with debt after I lost my job. It was a very difficult time for me and my family. I have always been a cautious person and was nervous about calling. I decided to call Prudent anyway and it was the best decision I ever made. From the beginning to the end they were supportive, kind and extremely helpful. I only wish I had approached them earlier. Thanks to them mine and my family's struggles are over.

Howard R. Ft. Lauderdale Fl


Prudent financial helped me through a very difficult time in my life. They were able to provide the right financial vehicle to help me out an overwhelming amount of credit card debt. It would have been a long stressful process if I did this on my own, but with Prudent's support this was a hassle free process! Highly recommend.I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!

Janice R- Red Bank, NJ


I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!

Richard G. - Los Angeles CA


I went to several companies when I was desperate and did not find a solution for my debt anywhere. I came across Prudent Financial Solutions and was hesitant at first but it ended up being the best decision I ever made. They were kind, courteous, respectful and helped me along every step of the way.

Beckie M- Omaha, Nebraska