We provide a consultative and tailored approach to help people burdened with debt by providing financial solutions that are prudent and aligned with their financial goals. Our goal is to build a comprehensive road map that provides education, services, and a clear path to financial independence.
Total Credit Card
Debt in the U.S.
Average Credit Card Debt
per U.S. Household
Total Student Loan
Debt in the U.S.
Average Student Loan
Debt per Student
What We Offer
Credit Card Minimum
Determine how long it will take to pay off your credit card if you only make the minimum payment.
If you are trying to pay down a large credit card balance, use this calculator to determine how larger payments will affect your payoff timeline.
Use this calculator if you are trying to consolidate your debt and figure out a way to pay off all of your unsecured debt.
We’ve helped many people, just like you.
I was burdened with debt after I lost my job. It was a very difficult time for me and my family. I have always been a cautious person and was nervous about calling. I decided to call Prudent anyway and it was the best decision I ever made. From the beginning to the end they were supportive, kind and extremely helpful. I only wish I had approached them earlier. Thanks to them, mine and my family's struggles are over.
Prudent financial helped me through a very difficult time in my life. They were able to provide the right financial vehicle to help me out an overwhelming amount of credit card debt. It would have been a long stressful process if I did this on my own, but with Prudent's support this was a hassle free process! Highly recommend.I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!
I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!
I went to several companies when I was desperate and did not find a solution for my debt anywhere. I came across Prudent Financial Solutions and was hesitant at first but it ended up being the best decision I ever made. They were kind, courteous, respectful and helped me along every step of the way.