Debt Consolidation
Many Americans have become overwhelmed with debt. Monthly statements from student loans, mortgages, car payments, and credit cards fill the mailboxes of millions of consumers every day.
Securing Your Financial Future
Get a FREE Financial Analysis
Talk to a specialist today. It only takes a call to start building your road map to financial independence.
We provide a consultative and tailored approach to help people burdened with debt by providing financial solutions that are prudent and aligned with their financial goals. Our goal is to build a comprehensive road map that provides education, services, and a clear path to financial independence.
$1.045 TrillionTotal credit card debt in the U.S.December 2018
$8,187Average credit card debt per U.S. householdDecember 2018
$1.569 TrillionTotal student loan debt in the U.S.Q4 2018
$28,400Average student loan debt per student
What We Offer
HELOCs
A HELOC (Home Equity Line of Credit), or simply “home equity credit line,” allows consumers to access the equity in their homes.
Cash Out Refinance
For many consumers, a Cash Out Refinance Loan can be used as an option to pay off credit card debt. The process involves replacing your current home loan with a new one.
401k Loans
A 401k loan can be a viable option to pay off high interest credit card debt, as most 401k plans offer a loan option.
Get Your Free Financial Consultation
Call us at (877) 740-0012 to speak with a specialist.
We’ve helped many people, just like you.
I was burdened with debt after I lost my job. It was a very difficult time for me and my family. I have always been a cautious person and was nervous about calling. I decided to call Prudent anyway and it was the best decision I ever made. From the beginning to the end they were supportive, kind and extremely helpful. I only wish I had approached them earlier. Thanks to them, mine and my family's struggles are over.
Howard R. · Ft. Lauderdale, FL
Prudent Financial helped me through a very difficult time in my life. They were able to provide the right financial vehicle to help me out of an overwhelming amount of credit card debt. It would have been a long stressful process if I did this on my own, but with Prudent's support this was a hassle free process! Highly recommend.
Janice R. · Red Bank, NJ
I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!
Richard G. · Los Angeles, CA
I went to several companies when I was desperate and did not find a solution for my debt anywhere. I came across Prudent Financial Solutions and was hesitant at first but it ended up being the best decision I ever made. They were kind, courteous, respectful and helped me along every step of the way.
Beckie M. · Omaha, NE