We provide a consultative and tailored approach to help people burdened with debt by providing financial solutions that are prudent and aligned with their financial goals. Our goal is to build a comprehensive road map that provides education, services, and a clear path to financial independence.
1.045
Trillion
Total Credit Card
Debt in the U.S.
(December 2018)
$8,187
AVG. Debt
Average Credit Card Debt
per U.S. Household
(December 2018)
1.569
TRILLION
Total Student Loan
Debt in the U.S.
(Q4 2018)
$28,400
AVG. Debt
Average Student Loan
Debt per Student
What We Offer
Calculators
Credit Card Minimum
Payment Calculator
Determine how long it will take to pay off your credit card if you only make the minimum payment.
Accelerated Payoff
Calculator
If you are trying to pay down a large credit card balance, use this calculator to determine how larger payments will affect your payoff timeline.
Debt Payoff
Calculator
Use this calculator if you are trying to consolidate your debt and figure out a way to pay off all of your unsecured debt.
Blog
April 30, 2023
April 30, 2023
The days of low home equity line of credit (HELOC) payments may be ending, leaving many homeowners wondering what they should do to prepare for the […]
March 28, 2023
March 28, 2023
Preparing for rising interest rates on your Home Equity Line of Credit (HELOC) payments can be intimidating, but don’t worry – with some planning and understanding, […]
We’ve helped many people, just like you.
I was burdened with debt after I lost my job. It was a very difficult time for me and my family. I have always been a cautious person and was nervous about calling. I decided to call Prudent anyway and it was the best decision I ever made. From the beginning to the end they were supportive, kind and extremely helpful. I only wish I had approached them earlier. Thanks to them, mine and my family's struggles are over.
Prudent financial helped me through a very difficult time in my life. They were able to provide the right financial vehicle to help me out an overwhelming amount of credit card debt. It would have been a long stressful process if I did this on my own, but with Prudent's support this was a hassle free process! Highly recommend.I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!
I was hesitant starting the process but I could not be happier and more relieved that I did. The customer service was exceptional and the process gave me the peace of mind that I much needed. Thank you Prudent!
I went to several companies when I was desperate and did not find a solution for my debt anywhere. I came across Prudent Financial Solutions and was hesitant at first but it ended up being the best decision I ever made. They were kind, courteous, respectful and helped me along every step of the way.
We’ve helped many people, just like you
Prudent Financial Solutions, Inc.
Ed Venable
March 24, 2023.
Natalie was simply awesome to work with. Gave us our options, and made sure we were ok with everything in the process. She was a true professional who cared about what we wanted. I never felt pressured to accept anything other than what I wanted. Thanks Natalie.
ben courts
March 24, 2023.
First class treatment Sarah Cohen was awesome very helpful.
Emilee Mclean
March 22, 2023.
I have just started with this program, and I feel great about it. I had excellent service and support from Riley Price. He knew what he was talking about and answered all of my questions and concerns. This is a new venture for me and I'm very nervous, but he made me feel good about the process. Here we go!!!
April Heath
March 20, 2023.
Sarah Cohen was amazing and walked us through the process and answered every question we had. Helped us pick the best option for us. Would recommend her to anyone in same situation!
Dawn Cannon
March 20, 2023.
Sarah completely helped me get everything together and made sure I made the right decisions
Gail Tackett
March 17, 2023.
Natalie was awesome! She was very knowledgeable and helpful with all our questions. My husband and I appreciate her hard work to get this started for us.
Dora V Arana
March 14, 2023.
My initial phone call with Sarah Cohen was extremely educational and informative, then when Steven joined our conversation he made sure that I understood all the information previously provided by Sarah, also Steven verified all the information that I provided Sarah to continue with the program that I enrolled in.
Thank you very much for the help.
Sincerely,
Dora V Arana
Juli W
March 14, 2023.
Thank you Trevor for all your help. After researching consolidation companies, this was the first to have great reviews. Trevor was very clear and answered all my questions. I'm still nervous about the process, but he's been there to walk me through the steps.
Lucky Braxton
March 11, 2023.
Dear Sarah Cohen,
Thank you... I only went through with this because of you. We have been talking for over a month about moving forward and starting my credit rebuild journey. It felt very real & personal and never transactional. I've put a lot of faith and trust into this company because of how comfortable you've made me and my wife feel.
Again thank you for all of the time you've spent going over every detail of the process. I never felt rushed off the phone and you've been amazing in answering every question and concern I've had. You've made this experience a delightful one. you’re very good at what you do.
-James
mbs98svt
March 10, 2023.
I worked with Peter and he provided outstanding service. His style is consultative, helping me better understand various different options as well as the pros and cons of each.
He was super understanding, on time for all appointments, and really went above and beyond for me. I would recommend Prudent to anyone in need.