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August 30, 2021
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4 Ways to Get Out of Debt on Low to Middle Income

Debt is a problem that many people face. The higher the amount you owe, the more complex your life becomes. The average American owes $90,460, many […]
June 15, 2021
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7 Tips on Getting Out of Credit Card Debt

Nearly half of Americans have credit card debt, which is roughly 120 million people. Using credit cards can seem convenient and can be a life-saver when you’re […]
April 30, 2021
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Your Financial Planning Strategy: How to Settle Credit Card Debt

The credit card balance of the average American is nearly $6,200. At that rate, debt can quickly become unmanageable. If you’re having a hard time making […]
April 30, 2021
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Debt Financing: When is the Right Time to Take a Loan?

Dealing with debt can feel like a never-ending struggle. As soon as you pay one balance down, something comes up, and all of a sudden, you’re […]
April 30, 2021
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Personal Finance Planning: Where and How to Start

Did you know the average American household has $145,000 of debt? That’s a shocking amount. Even with good debt such as a mortgage, that’s a high […]
April 29, 2021
Refinancing - Prudent Financial Solutions

4 Benefits of Refinancing Your Credit Card Debts

If you’re drowning in credit card debt, the calls from the creditors are frustrating. You’re likely already stressed out about how to take control of your […]
April 28, 2021
Debt consolidation - Prudent Financial Solutions

Your Guide to Debt Consolidation Loans: Does It Impact Your Credit Scores?

Do debt consolidation loans hurt your credit? This is a popular question many Americans wonder about as they seek relief from high interest from debt payments. […]
April 28, 2021
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Your HELOC Guide: Using HELOC to Pay off Mortgage Balances and More

In 2019, the average HELOC utilization rate was 44%. If you are unfamiliar with HELOCs you may be wondering how this could be. HELOCs are a […]
April 28, 2021
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Understanding Interest Rates: How to Calculate the Cost of Credit

The average American pays over $6,000 in interest rate payments a year. With this number seemingly increasing, we need a better understanding of how interest rates […]