News - Prudent Financial Solutions

News

April 28, 2021
Debt consolidation - Prudent Financial Solutions

Your Guide to Debt Consolidation Loans: Does It Impact Your Credit Scores?

Do debt consolidation loans hurt your credit? This is a popular question many Americans wonder about as they seek relief from high interest from debt payments. […]
April 28, 2021
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Your HELOC Guide: Using HELOC to Pay off Mortgage Balances and More

In 2019, the average HELOC utilization rate was 44%. If you are unfamiliar with HELOCs you may be wondering how this could be. HELOCs are a […]
April 28, 2021
Hands holding plastic credit card and using laptop - Prudent Financial Solution

Understanding Interest Rates: How to Calculate the Cost of Credit

The average American pays over $6,000 in interest rate payments a year. With this number seemingly increasing, we need a better understanding of how interest rates […]
April 22, 2021
Piggybank with 401k written on a blackboard - Prudent Financial Solutions

How to Make 401(k) Strategies Work For You

Did you know between March 2020 and January 2021, 1.6 million Americans withdrew from their 401(k)? Although withdrawing from your retirement plan might seem daunting, there […]
April 22, 2021
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Your Credit Card Interest Rate Options

Knowing your credit card interest rate options is an essential part of personal finance. Good interest rates can make borrowing money a huge asset. Unfavorable ones […]
April 22, 2021
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What is Home Equity and How To Use It For Cash Out Refinance?

Did you know that about 40% of homes in America are mortgage-free? If you own a home–or are in the process of buying a home–you know […]
April 6, 2021
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Is COVID-19 Causing More Americans Than Ever to Seek Debt Consolidation for Credit Cards?

Have more people accumulated credit card debt during the COVID-19 pandemic? The short answer? Yes. In fact, according to CreditCards.com, more than 51% of American adults […]
October 30, 2020
Man and woman try to find money to pay credit card debt and all loan bills. Financial problem from coronavirus or covid-19

Featured on Debt MD®

Prudent Financial Solutions was honored to be selected as one of the top debt relief and loan consolidation partners on DebtMD.com. DebtMD was kind enough to interview […]
June 27, 2019
Financial problem from coronavirus or covid19 outbreak crisis concept.

70% of Americans With Credit Card Debt Can’t Pay This Year