Resources - Page 2 of 3 - Prudent Financial Solutions


April 28, 2021
Text Interest rates on up trend arrow, with financial data visible - Prudent Financial Solutions

Your HELOC Guide: Using HELOC to Pay off Mortgage Balances and More

In 2019, the average HELOC utilization rate was 44%. If you are unfamiliar with HELOCs you may be wondering how this could be. HELOCs are a […]
April 28, 2021
Hands holding plastic credit card and using laptop - Prudent Financial Solution

Understanding Interest Rates: How to Calculate the Cost of Credit

The average American pays over $6,000 in interest rate payments a year. With this number seemingly increasing, we need a better understanding of how interest rates […]
April 22, 2021
Piggybank with 401k written on a blackboard - Prudent Financial Solutions

How to Make 401(k) Strategies Work For You

Did you know between March 2020 and January 2021, 1.6 million Americans withdrew from their 401(k)? Although withdrawing from your retirement plan might seem daunting, there […]
April 22, 2021
Online credit card payment for purchases from online stores and online shopping - Prudent Financial Solutions

Your Credit Card Interest Rate Options

Knowing your credit card interest rate options is an essential part of personal finance. Good interest rates can make borrowing money a huge asset. Unfavorable ones […]
April 22, 2021
Rear View Of Loving Couple Walking Towards House - Prudent Financial Solutions

What is Home Equity and How To Use It For Cash Out Refinance?

Did you know that about 40% of homes in America are mortgage-free? If you own a home–or are in the process of buying a home–you know […]
April 6, 2021
Happy debt free woman in glasses holding a credit card cut in two pieces

Is COVID-19 Causing More Americans Than Ever to Seek Debt Consolidation for Credit Cards?

Have more people accumulated credit card debt during the COVID-19 pandemic? The short answer? Yes. In fact, according to, more than 51% of American adults […]
October 30, 2020
Man and woman try to find money to pay credit card debt and all loan bills. Financial problem from coronavirus or covid-19

Featured on Debt MD®

Prudent Financial Solutions was honored to be selected as one of the top debt relief and loan consolidation partners on DebtMD was kind enough to interview […]
June 27, 2019
Financial problem from coronavirus or covid19 outbreak crisis concept.

70% of Americans With Credit Card Debt Can’t Pay This Year

June 27, 2019
Close up businessman hand calculating monthly expense and credit card debt.

Here’s How Bad Americans Are With Credit Cards: New Study

A new study details how Americans manage credit cards and how stressful credit debt can be. Commissioned by Clever Real Estate and conducted by online polling […]