Resources

April 28, 2021
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Your HELOC Guide: Using HELOC to Pay off Mortgage Balances and More

In 2019, the average HELOC utilization rate was 44%. If you are unfamiliar with HELOCs you may be wondering how this could be. HELOCs are a […]
April 28, 2021
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Understanding Interest Rates: How to Calculate the Cost of Credit

The average American pays over $6,000 in interest rate payments a year. With this number seemingly increasing, we need a better understanding of how interest rates […]
April 22, 2021
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How to Make 401(k) Strategies Work For You

Did you know between March 2020 and January 2021, 1.6 million Americans withdrew from their 401(k)? Although withdrawing from your retirement plan might seem daunting, there […]
April 22, 2021
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Your Credit Card Interest Rate Options

Knowing your credit card interest rate options is an essential part of personal finance. Good interest rates can make borrowing money a huge asset. Unfavorable ones […]
April 22, 2021
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What is Home Equity and How To Use It For Cash Out Refinance?

Did you know that about 40% of homes in America are mortgage-free? If you own a home–or are in the process of buying a home–you know […]
April 6, 2021
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Is COVID-19 Causing More Americans Than Ever to Seek Debt Consolidation for Credit Cards?

Table of Contents Have more people accumulated credit card debt during the COVID-19 pandemic? The short answer? Yes. In fact, according to CreditCards.com, more than 51% […]
October 30, 2020
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Featured on Debt MD®

Prudent Financial Solutions was honored to be selected as one of the top debt relief and loan consolidation partners on DebtMD.com. DebtMD was kind enough to interview […]